New year…New mandatory auto insurance limits in California!

Happy New Year everyone!

You may or may not have heard, but there is a new California law on the books.

Senate Bill 1107 went into effect on January 1, 2025. The law requires all California motorists to maintain minimum auto insurance limits of $25,000.00. This increases the previous limits of $15,000.00.

People have asked me my opinion on this issue. This law is definitely a step in the right direction, seeing that the previous limits of $15,000 were enacted over 50 years ago!

But $25,000 is still very low coverage. In my experience, even a minor collision can cause more than $25,000 in injury damages.

You can read more about the new law here.

I always tell people that it’s better to be overinsured than underinsured. If you can afford $100,000 in liability and uninsured motorist coverage, you are better off than you would be carrying the state minimum of $25,000.00. If you can swing more than $100,000 in coverage, go for it.

If you have questions about your insurance coverage in thew new year, please don’t hesitate to reach out to my office.

And remember, in 2025 and beyond, my office is ready to assist, 24/6.